the payment is held until you confirm delivery
The payment is held until you confirm you have working access. Check what's on the account before you buy — characters, mastery, cycle or Legacy, and exactly what the seller transfers.
the payment is held until you confirm delivery
The original owner generally keeps recovery access unless the seller takes you through changing everything bound to the account. A seller who can't explain that process is one to skip. And an account transfer is a more visible breach of the terms of service than a gold trade — the account risk is higher.
Auto-release window. If you neither confirm nor open a dispute, an account order releases automatically 24 hours after the seller marks the handover done — longer than currency, because checking that account access actually works takes longer than checking that gold arrived.