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the payment is held until you confirm delivery
Account purchases are the highest-value and highest-risk thing in this category, and they're where paying a stranger first goes wrong most expensively. Here the money is held until you confirm you have working access.
Read the listing carefully: what's on the account, which league the characters are in, and exactly what the seller hands over. Ask before you buy, not after.
the payment is held until you confirm delivery
Be clear-eyed about what an account purchase is. The original owner generally retains the recovery details unless the seller walks you through changing everything bound to the account. A seller who doesn't explain that process is a seller to skip. And an account transfer breaks the game's terms of service more visibly than a currency trade does — the account risk here is higher, not lower.
Escrow means you don't pay for access you never got. It does not mean the account is permanent.
Auto-release window. If you neither confirm nor open a dispute, an account order releases automatically 24 hours after the seller marks the handover done — longer than currency, because checking that account access actually works takes longer than checking that orbs arrived.